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Mortgage calculator

Estimate your monthly payment with principal, interest, property tax, insurance, PMI and HOA dues.

Loan term

Estimated monthly paymentExample

$3,126

Principal and interest
$2,493
Property tax
$333
Home insurance
$150
Mortgage insurance
$150
  • Principal and interest
  • Tax and insurance
  • PMI and HOA
Loan amount
$360,000
Interest over 30 years
$537,324
  • Starts at the latest national average 30-year rate from Freddie Mac Primary Mortgage Market Survey, week of 2026-10-08. Your rate will differ.
  • Mortgage insurance is shown below 20% down on a conventional loan. FHA and VA loans price it differently.
  • Taxes and insurance are estimates. Your lender's Loan Estimate will show the real figures.
  • Estimates only, for planning. This isn't an offer of credit or advice about your situation.

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